Last week, we talked about the two most important aspects to achieving oral and dental wellness and getting a great smile--i.e., finding the right dentist and getting a personalized treatment plan. This week, we begin our discussion about the detailed steps to take and the alternatives you face on your journey.
A good treatment plan will include the various procedures you require to reach your goals, and can be viewed as your own personal project plan to wellness and health. The plan will include all the steps, dates for the various procedures, and estimated fees. It also maximizes the benefits afforded by your insurance plan. But the plan will likely include various procedures and may lead to you wondering "where should you start?"
Here is what you need to know:
The first four tasks every program should begin with should start on your very first visit, and should include:
A thorough dental exam, including an examination for oral cancer, gum diseases, tooth decay, and any other dental problems you may have.
Agreement on your personalized treatment plan.
A thorough cleaning to remove plaque build-up.
Reminders for you and your family to incorporate for every day maintenance.
We suggest the above tasks first because it is important to immediately identify your current state of health, get a plan in place for going forward, and get a good cleaning to remove any plaque build-up. And of course, the reminders that you can take home to keep you on a good maintenance program serve to keep you committed to your plan.
Once the above steps are accomplished, the next steps fall into general categories, including:
Procedures to treat existing disease and decay--these may include periodontal treatments, cavity and root canal treatments, wisdom teeth removal, and other procedures to take care of existing issues. These procedures should be scheduled and performed as soon as possible.
Quick, short-term procedures to improve your cosmetic appearance--these may include teeth whitening and veneers. These procedures can provide an immediate improvement in your smile and appearance, and give you positive reinforcement on the importance of caring for your dental needs.
Medium-term procedures to improve the structure and appearance of your smile and teeth alignment--aside from a more beautiful smile, invisible braces and other procedures can address issues such as TMJ, teeth grinding, sleep apnea and snoring, and other structural problems that can affect your quality of life.
More extensive procedures that allow you to transform your smile--procedures such as dental implants (which may also be needed for health issues), crowns and bridges, and "All on 4" smile enhancement can totally transform your smile, and provide you with a solid dental structure for chewing and eating, public speaking, and interpersonal relationships. Such procedures are having impacts on the lives of many, and are certainly worth investigating.
We will be looking at many of these procedures in greater detail over the following weeks, but as a general rule, it is best to first deal with any health issues, and then address short- and medium-term procedures that give you immediate benefit. Depending on your budget, you may wish to either have the longer-term procedures done sooner because you can afford them, or stretch them out over time so you can budget for them.
Over the next few weeks, we will be discussing many of these procedures in detail, to give you an understanding of what they are, the benefits they offer, the costs, and the amount of time required.
Have any suggestions for what you'd like to see us write about? Place your comments and suggestions in the comments section.
- Can you choose between a PPO or DHMO in a group plan?
- Can you go outside the acceptable providers in a PPO or DHMO if you need to?
- Under your PPO or DHMO, is there an option where you can increase the services you get for what you pay?
- Do the dentist and the program allow a large enough treatment plan? You want to make sure your dentist offers the services you need.
- Can your dentist submit pre-treatment estimates? This can make a difference in planning costly dental care.
- Can you spread your treatment out? If you need something done that can be done in stages is that an option? It can allow you to spread services that will cost you a good bit over two calendar years.
- Do you have alternatives? Implants – bridges – partial dentures or are you stuck with the Least Expensive Alternative Treatment (LEAT) no matter what you or the dentists want. In this case, if you choose anything else, you pay.
- Teeth cleaning – usually twice a year some policies word it every six months and if you go in before your six months are up – you pay.
- Coverage on the kids – what is the cut-off age for kids? 18 or 19? How can you keep students on?
- What services are covered? New treatments may not be.
- Request that your premiums and the method of determining it be reviewed yearly.
1. Tradition/Indemnity
2. Discount Dental Plans
3. Managed Care Dental Insurance which includes:
- Capitation Dental Plan, or Dental HMO (DHMO)
- Preferred Provider Organizational plan or PPO
- Exclusive Provider Organization
Tradition/Indemnity
The goal of traditional or indemnity dental insurance is to prevent poor dental health so the insurance company does not have to pay out large amounts for critical care. Consequently, the insurance company encourages routine dental maintenance. Some characteristics of these plans include:What is typically covered?
- Amounts Covered—these plans operate on fee for services basis based on the “Usual, Customary and Reasonable” (UCR) fee. The insurance company will pay based on a scale from 0 -100% of what dentists normally charge (a UCR fee). Most cover somewhere between 50% - 80%. The insurance company that uses UCR plans will look at what the UCR fees are (on average in the same geographic area) and what the dentist charges, and then choose the cheaper of the two. If they go with the dentist fees, they will pay in full. However, if the doctor’s fee is a more than the UCR fee, you may have to make up the difference.
- Procedure Coverage--most companies will pay in full for preventive care, such as yearly exams, teeth cleanings, routine x-rays, sealants for kids under eighteen and fluoride treatments. Payment for other types of dental care may be covered for anywhere from 50% - 80% (depending on the plan).
- Emergency Care--emergency care or out of town problems are not a problem because you are not restricted to just your dentist. You may have to file your own paperwork in some cases though.
- Dentist Selection--traditional/indemnity plans use “open panels”.--which means that you are able to choose a dentist you trust and are comfortable with, rather than having to select a dentist from a list provided by the insurance company. Also, you do not need referrals or authorization to go to a specialist for the care you need. (You may need to get pre-approval for certain procedures but it is not nearly as restrictive as dental HMO’s or PPO plans.)
- Deductibles—these plans will vary but may include a deductible amount that is covered by the patient before insurance reimbursements are made.
- Premiums--your premiums for traditional insurance can be slightly higher than some other plans offer but this is not necessarily a bad thing, depending on the freedom you want to make decisions on dentists and procedures.
- Summary—this plan offers very good basic preventative coverage, as well as coverage for a number of additional procedures that make it very attractive for people having several dental issues that they wish to address. Additionally, it provides the freedom to make choices to fit your needs.
Discount Dental Plans
Discount dental plans—while not technically insurance plans--are one of the newer options available to consumers. Discount dental companies are third party companies that contract with a group of dentists to provide deeply discounted rates for care. You join their dental plan for a monthly fee and they provide you with a dentist that offers you discount rates, often as much as 70% off normal fees. Some characteristics of these plans include:
- Amounts Covered --there is no reimbursement made to you. Rather, you receive a pre-negotiated discount from the dentist for a particular service. The discount may vary by procedure. It is important to review the level of discount provided by procedure, and consider the best plan based on the various services you and your family may need.
- Procedure Coverage —all procedures are covered, but may have different discount levels.
- Emergency Care--as a rule there are no emergency benefits if you are out of town or away from your dentist.
- Dentist Selection--discount plans use “closed panels." That simply means the plans have already chosen the dentists they are going to use and you have to choose from their lists. There is no choice on your part if it is not on the list of participating dentists. And because the dentist agrees to slash prices in exchange for dental patients being referred to him or her, you have to make sure you are getting proper quality dental care.
- Deductibles—these plans do not involve a deductible amount since the patient is simply paying a discounted rate for each service.
- Premiums—the monthly fee to join such plans is usually low, and it is a good solution for people who cannot afford insurance. However, the plan does not provide the level of coverage for those needing extensive dental work.
- Summary—some of the good points to this type of program are that it can be affordable for families who cannot afford other types of insurance. Also there are generally no clauses for pre-existing dental problems, such as an already missing tooth, everything is taken care of. You pay the dentist a set amount already predetermined. Another benefit is there is no paperwork for you to fill out, as the dentist takes care of it all. There is also no co-payment; no deductible and no annual cap on the amount the company will pay in a calendar year. You get what you need when you need it.
(Tip: Be sure to shop around and check out the dentists used and compare plans. The dentist may have a good reason for being in a plan like this. For example, he/she could be looking for quick way to increase patients and increase income. But because they are drastically cutting their fees, beware of the quality of service provided.).
Capitation Dental Plan or Dental HMO (DHMO)
Managed dental care programs are popular due to their low premiums, especially if you have your insurance through your employer. A Capitation Dental Plan or Dental HMO (DHMO) operates a great deal differently than Tradition or Indemnity Insurance.
In a DHMO a dentist or dental clinic contracts with the insurance company to provide services to its clients. The dentist or clinic receives a small monthly fee for each patient, no matter what treatments or services he/she provides. The company then in turn refers patients to the dentist.
Some characteristics of these plans include:
- Amounts Covered-–since the dentist is paid a monthly fee to treat you, there is usually only a small co-pay with each visit. However, with a fixed fee per patient, the dentist will look to keep costs low and appointment times short, so there is a question about the quality of care provided for more extensive needs. Patients with extensive needs will find that they have to make numerous repeat visits to the dentist for the procedure due to the short appointments, Also, referrals are required for any kind of specialist and for certain types of treatments.
- Procedure Coverage—preventive treatments are almost always paid for 100% with no deductible. Coverage beyond basic care will vary according to the contract, and may affect your premiums and co-pay amounts.
- Emergency Care--emergency care or out of town emergencies are not necessarily covered because the dentist may not be one the insurance company uses.
- Dentist Selection--DHMO programs typically use “closed panels."--meaning they offer you a list of dentists to choose from that they have chosen. You pick a dentist from the list and go to him/her for all your care. Some plans do offer you the option of choosing a doctor not on the list, but out of pocket expenses that you pay are going to be considerably higher than if you choose one that is accepted by the DHMO.
- Deductibles—these plans typically do not carry a deductible amount for basic preventative procedures...
- Premiums—DHMO programs usually have lower monthly premiums, because the dentist is paid a fixed cost on a monthly basis, no matter what procedure is performed. There may be an annual yearly cap on the amount the insurance company will pay so you can expect to pick up anything after that is met.
- Summary—this plan is best suited for patients with few needs except a yearly check-up and cleaning. For those in company plans with few needs, it does provide the lowest cost solution. For those with more complex needs, or those who wish a higher standard of care and more convenience, and are willing to pay a higher premium, this plan probably will not satisfy them..
(Tip: If you decide to go with a DHMO or have no choice because of your employers choice of plans, make sure you thoroughly check out the dentist you choose.)
Preferred Provider Organizational plan or PPO
A Preferred Provider Organizational plan or PPO is similar to a DHMO. PPOs have a network of dentists that work with them. The dentist agrees to discount the fees for services upfront to the insurance company. The insurance company then refers patients to the dental clinic or individual dentist. The difference from a DHMO is that the dentists are paid a pre-negotiated fee by procedure, and so they will schedule the patient for as much time as it takes to complete the procedure. Some characteristics of these plans include:
- Amounts Covered—the insurance companies pre-negotiate fees with the dentists. The discounted fee is usually lower than the UCR the insurance company would use to calculate payment, and is paid in full by the insurance provider. Depending on the plan, you may have a co-pay amount.
- Procedure Coverage--most companies will pay in full for preventive care, such as yearly exams, teeth cleanings, routine x-rays, sealants for kids under eighteen and fluoride treatments. Payment for other types of dental care may be covered for anywhere from 50% - 80% (depending on the plan).
- Emergency Care--emergency care or out of town problems may not be covered.
- Dentist Selection—these plans often operate under a closed panel. You have no choice which dentist you want if he is not on their list, if you want the discount payment price. There are a few PPOs who will allow you to choose providers outside their list but the cost will reflect that choice. (Remember, if you do not see your dentist on the list; ask him/her if he participates as insurance companies pick up new dentists all the time ) You will also need to get pre-approval for certain procedures.
- Deductibles—this type of plan has deductibles, a yearly cap, and can have you sharing a percentage of the fees.
- Premiums--your premiums for insurance can be slightly lower than traditional plans. There is no paperwork for you to file here either.
- Summary—this plan offers very good basic preventative coverage, as well as coverage for a number of additional procedures that make it very attractive for people having several dental issues that they wish to address. Additionally, the dentists are able to schedule the patients the full time required for a procedure—making it much more convenient for the patient.
Exclusive Provider Organization
An EPO is almost identical to a PPO except you have no option of who you go to at all. You have to go to their provider. Specialized care can be limited in this case. Both PPO and EPO plans may limit the number of times a year you can see your dentist. Many dentists will not even participate in this type of insurance plan.
o Initial examination by the dentist – once per dentist
o Regular office exam or check-up – twice yearly
o Complete set of dental x-rays – approximately every three years
o Bite Wing X-rays – these check for cavities – once a year
o Teeth Cleaning – twice a year (be careful here some policies say specifically every 6 months)
o Topical Fluoride Treatments – twice yearly
o Sealants – for children under 18
o Restorative Care – basic fillings and simple crowns
o Endodontics – root canals
o Oral Surgery – basic tooth removal, minor surgery needed for things like removing infection
o Periodontics – minor care for gum problems
o Prosthodontics – repair of dentures or bridges – replacing linings, etc
o Restorative – gold crowns or individual tooth crownsInsurance companies will not normally pay for new or experimental procedures. Some treatments require pre-approval and may be limited by the plan you choose.
o Oral Surgery – complex – impacted teeth, etc
o Periodontics – complicated gum diseases, bone care etc
o Orthodontics – retainers, braces,
o Dental Implants
o Prosthodontics – dentures, bridges, partial bridges



When to Start
The best time to start teaching your child good habits is soon after birth. But at each stage of their development, there are things you can do to instill good habits in them. Let's see what can be done at each stage of growth.
Infant (birth to2 years)
Your baby's teeth begin growing in the second trimester of pregnancy. By birth, babies have about 20 teeth, but they don't appear until the baby teethes, which usually begins sometime after they are 3 months old.
During this time, there are a few steps to follow:
Toddler/Preschoolers(2 years to 5 years old)
Once your child has his/her baby teeth, you want to make sure he/she is keeping those teeth healthy and clean. If cavities develop, children can lose their baby teeth before their grown-up teeth come in and this can cause problems with tooth spacing.
Here are the key steps to take during this time period:
o Get a special step stool so he/she can see in the bathroom mirror.
o For rinse cups, choose a disposable brand with a fun logo or cartoon on the side.
o Let him/her choose a soft-bristled toothbrush with his/her favorite character from tv or a movie.
o Brush your teeth at the same time he/she does. Let him/her go first, but then start up yourself so he/she can learn by watching your example.
o Sing a special tooth-brushing song together.
o Teach him/her how to spit by saying"patooey" and aiming for the sink.
o After you're done, admire your smiles.
o Consider sometimes eating foods, like broccoli,that stick in your teeth, so that your child can get a "before" and"after" viewpoint.
o Read books about tooth-brushing and teeth together.
Grade school (5years to 12 years old)
At this age, it is important to teach your child to take responsibility for their daily habits of oral health care. As a parent, you should explain to them their responsibilities, help them by monitoring their efforts, and reward them for successes. Make sure to cover each of the following areas:
Good brushing habits.
1. The right tools--There are many items on the market today that help to make dental care easy and enjoyable for children ofall ages. Motorized tooth brushes can be helpful for removing plaque. Children tend to brush in short burst and they don't have the attention to detail that adults do. The motorized tooth brushes that pulsate or rotate can come in handy in this situation.
2. The right length of time--When we are teaching our children to brush their teeth it is important that we encourage them to brush for the proper amount of time. Dentists recommend that children brush their teeth for two minutes, three times daily.Teaching children to sing a song in their head while brushing their teeth can help. If they only know how to sing a short song, that is okay. Have the child repeat the song the proper number of times to achieve two minutes. Be patient and encouraging. Two minutes can seem like a long time to small children. This is especially true if they have something else they would rather be doing.
3. The right technique—Your children should know how to brush all areas of their mouth. Teach them to brush the front and back of their teeth, as well as the chewing surfaces. It may help to break the mouth down into quadrants. Brush the top left for 30 seconds, then the top right for30 seconds. Repeat the same procedure with the bottom teeth. There are some toothbrushes on the market that actually beep every 30 seconds to remind children to change quadrants.
4. Mouthwash-- There are a number of mouthwashes marketed for children as well. These can be helpful in fighting bad breath.They can also be helpful if there is no fluoride in your drinking water. Most of them come in child friendly flavors such as strawberry and bubblegum. Just remember that mouthwash is not a supplement for good brushing.
5. Checking up--If you feel that your children are still missing areas when they are brushing their teeth consider investing in some disclosing tablets. These tablets can be purchased at your local drugstore. You may also find them at your local discount supermarket. The cherry flavoring is pleasant for most children. When the child chews the tablet it leaves behind a pink stain on any plaque. This will help the child to identify the areas that he or she is missing. The teeth can then be brushed again and the stain will go away.
Good Flossing Habits
It is important that children learn to floss their teeth as well. Floss picks can be helpful for children with small fingers. They are much easier for the child to maneuver than a long piece of string. Floss picks come in a variety of shapes and colors and can be purchased at your local drug store as well. Have the child floss between each tooth, going as far down into the gum line as they can. You may find that this is further than expected. Getting deep into the gum line is crucial for preventing cavities and gum disease.
Good eating habits.
Continue to encourage your children to eat healthy foods – which is good for overall health as well as oral and dental wellness. Avoid foods such as soda, crackers, bread,pretzels, and candy (and other sugary food). Have healthy snacks (cut vegetables) readily available.
Supplements
Drinking water with fluoride, a chemical in most areas' drinking water, helps strengthen teeth. If your water does not have fluoride, your dentist can provide supplements. Also, taking calcium supplements can also strengthen teeth. Check with your dentist for guidance as to your child’s needs.
Monitor your family.
Monitor your family to see if they are exhibiting healthy habits. Check your child's mouth for the signs of periodontal disease, including bleeding gums, swollen and bright red gums, gums that are receding away from the teeth and bad breath. Also, watch to see if anyone has the habit of teeth grinding. Grinding can increase the risk of developing periodontal disease, in addition to causing cracked or chipped teeth. Dentists can make custom-fitted night bite guards to prevent teeth grinding at night.
Get regular check-ups.
Timely dental visits are crucial to keeping children's teeth healthy. Make sure to schedule regular dental visits for family checkups, periodontal evaluations and cleanings. Have your child visit the dentist for a check-up every six months.
Be a role model
Perhaps the most important and influential thing you can do in helping your children develop good oral health habits is to serve as a good role model from early on. By brushing your teeth alongside your child, you show them how important it is. This habit also has the benefit of helping keep you healthier, as well as spending quality time with your child.
Summary
If your child currently has poor oral health habits, work with your child to change these now. It's much easier to modify these habits in a child than in an adult. Since your child models behavior after you, it follows that you should serve as a positive role model in your oral hygiene habits. A healthy smile, good breath and strong teeth all contribute to a young person's sense of personal appearance, as well as confidence and self-esteem, and in thelong-term, can have a profound effect on their overall health.
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Tooth decay (or caries or cavity) is a disease wherein bacterial processes damage hard tooth structure. These tissues progressively break down, producing dental caries (cavities, holes in the teeth). If left untreated, the disease can lead to pain, tooth loss, infection, and, in severe cases, death.
Here's what you need to know:
How Common Is It?
Today, tooth decay remains one of the most common diseases throughout the world--across all age groups.
What Are the Symptoms?
Tooth decay usually does not cause symptoms until you have a cavity or infected tooth. When this occurs, symptoms include:
The pain may become worse when you:
Severe tooth decay may cause a pus-filled sac (abscess) to form in the bone at the base of a tooth. Symptoms of abscess include:
What Causes It?
Tooth decay occurs because of the presence of acids on a tooth's surface. The acids that cause cavity formation are produced by specific types of bacteria that live in dental plaque. When we consume foods and beverages, the bacteria that cause tooth decay utilize sugars (glucose,sucrose, fructose, lactose, or cooked starches) within minutes to create the acids (especially lactic acid) that cause the tooth decay.
Other factors that cause tooth decay:
Other risk factors include: a) reduced saliva--due to medical conditions or medications such as antihistamines, antidepressants, and stimulants, and/or radiation therapy around the head or neck; and/or b) use of tobacco and smokeless tobacco--which can cause gum recession and lead to tooth decay in the exposed enamel.
Top 10 Things You Can Do To Prevent Tooth Decay
Sources:
Wikipedia.com
WebMD.com
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An“oral and dental wellness” focus provides a checklist for taking care of your teeth and your health, including: